New York Mortgages, Refinancing New York Mortgage Rates &NY Mortgage Rates & Companies

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Inquire about New York Mortgage Rates and  Mortgage Refinancing Rates through

4 Lenders will compete for your New York Mortgage and Mortgage Refinancing business and contact you within 24 hours

Simply fill out the short form below and click "submit"A  New York mortgage rates representative will contact you shortly.   The Mortgage Rates request form can be used for any New York Mortgages-residential mortgages or commercial mortgage loans
 All information remains confidential.

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Type of Mortgage/Refinancing

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New York City metro suggests using the form (left) to get the best loan and lowest New York mortgage rates, and New York Refinancing rates.  New York Mortgages are competitive  when you get 4 NY mortgage rates.


Your NY Mortgage Rates Request will be sent to 4 competing New York Mortgage Lenders or select a New York Mortgage Broker below:

- New York Mortgages Terms Defined -

NY Mortgage and Refinancing Terms to Know

Adjustible Rate Mortgage (ARM): A mortgage in which the interest rate is adjusted periodically based on a pre-selected index. AKA the renegotiable rate mortgage, the variable rate mortgage or the Canadian rollover mortgage.

Amortization: Means loan payment by equal periodic payment calculated to pay off the debt at the end of a fixed period, including accrued interest on the outstanding balance.

Assignment: The transfer of a mortgage from one person to another.

Balloon Mortgage: A loan which is amortized for a longer period than the term of the loan. Usually this refers to a thirty-year amortization and a five year term. At the end of the term of the loan, the remaining outstanding principal on the loan is due. This final payment is known as a balloon payment.


Bridge Loan: A second trust that is collateralized by the borrower's present home allowing the proceeds to be used to close on a new house before the present home is sold.

Closing: The meeting between the buyer, seller and lender or their agents where the property and funds legally change hands, also called settlement.

Closing Costs: Closing costs usually include an origination fee, discount points, appraisal fee, title search and insurance, survey, taxes, deed recording fee, credit report charge and other costs assessed at settlement. The cost of closing usually are about 3 percent to 6 percent of the mortgage amount.

Fixed Rate Mortgage: The mortgage interest rate will remain the same on these mortgages throughout the term of the mortgage for the original borrower.

Refinance: A new mortgage on a property already owned. Often to replace existing loans on the property.

Second Mortgage: A mortgage made subsequent to another mortgage and subordinate to the first one.

Usury: Interest charged in excess of the legal rate established by law.

4 newyorkcitymetro Endorsed mortgage companies will help with your New York Mortgages questions, New York Mortgage Rates, NY Mortgage Refinancing, New York Mortgage Refinancing rates, NY Construction Mortgages/loans, etc.  All lenders are licensed Mortgage Lenders in New York


Mortgage Tips:

Be sure to shop around for the Best New York Mortgage Rates.  Mortgage Rates vary by lender and ask about other closing costs associated with your NY Mortgages-both Commercial Mortgages and Residential  NY Mortgages.

If you can check into bi-weekly mortgage payments, they will save you $ on your NY mortgages in the long run

If you would like your New York Mortgage company to receive leads from this NY Mortgage rates request from >click here< You will then be contacted by the webmaster of the New York Mortgage Rate section with information.



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